RS Ventures

Where Goals Become Wealth

Rajendra Singh

AMFI Registered MFD • ARN-354262

20+ Years Experience

About Rajendra Singh

Helping individuals, families & institutions build long-term wealth through disciplined investment strategies and goal-based financial planning.

Focused on creating diversified, inflation-beating portfolios aligned with each client's life goals — with a calm, long-term approach to navigating every market cycle, delivering unbiased, research-backed advice and full transparency at every step of your investment journey.

OUR COMMITMENT

Client-First

Research-Backed

Risk-Aware

Long-Term

Services & Solutions

Mutual Funds

Equity • Debt • Hybrid

SIP Investment

Monthly auto-invest

Lump Sum

One-time deployment

Insurance Planning

• Term • Health

Tax Saving (ELSS)

80C up to ₹1.5L

Portfolio Review

Track & rebalance

PMS

Min ₹50L, bespoke

AIF

Min ₹1Cr, alt assets

SIF

Min ₹10L, SEBI 2025

Why Choose Us

Goal-Based Planning Portfolios around your milestones

Tax Harvesting LTCG strategies, more in your hands

Portfolio Rebalancing Regular reviews to stay on track

Risk-Aware Advice Matched to your risk profile

Retirement Planning SWP & income for life after work

Transparent Fees No hidden charges, clear disclosure

Wealth Creation Disciplined SIPs, long-term growth

Portfolio Monitoring Quarterly performance reports

Dedicated Support Prompt, personal response always

ELSS Tax Saving Up to Rs.1.5L deduction under 80C

Mutual Fund Taxation FY 2026-27

Investment Insights

Financial Calculators

SIP Calculator

Goal SIP

Compound Interest

Wealth Growth

Retirement Income

Tax Harvest

CAGR

EMI Calculator

Mutual Fund Types

Top Performing Funds

Common Questions

MF Knowledge Hub

Risk Profile Quiz

Quick Contact

Name Phone Email I am interested in

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Equity & Equity-Oriented Funds

Short Term (≤1 yr) — STCG20%

Long Term (>1 yr) — LTCG12.5%

Tax-Free LTCG per year₹1.25 Lakh

LTCG above ₹1.25L taxed at 12.5% without indexation. STT must be paid on sale.

Debt & Debt-Oriented Funds

Short Term & Long TermAs per slab

Indexation benefitRemoved (Apr 2023)

All gains added to income and taxed at your applicable slab rate, regardless of holding period.

Hybrid Funds

≥65% equity (aggressive)Equity tax rules

<65% equity (conservative)Debt tax rules

Arbitrage funds treated as equity. Check factsheet for equity allocation percentage.

New Tax Regime & ELSS

Nil tax up to (New Regime)₹12 Lakh (Rebate 87A)

New Regime is DefaultYes — FY 2026-27

ELSS — Sec 80C deductionUp to ₹1.5L (Old Regime only)

ELSS 80C only under Old Regime. New Regime gives nil tax up to ₹12L via Rebate u/s 87A.

TDS & SWP

TDS on equity MF gainsNil (self-assess)

TDS for NRI investorsApplicable (DTAA relief)

SWP = partial redemption; only gain is taxable. Harvest ₹1.25L LTCG yearly to save significant tax.

Equity & Equity-Oriented Funds

Short Term (≤1 yr) — STCG20%

Long Term (>1 yr) — LTCG12.5%

Tax-Free LTCG per year₹1.25 Lakh

LTCG above ₹1.25L taxed at 12.5% without indexation. STT must be paid on sale.

Debt & Debt-Oriented Funds

Short Term & Long TermAs per slab

Indexation benefitRemoved (Apr 2023)

All gains added to income and taxed at your applicable slab rate, regardless of holding period.

Hybrid Funds

≥65% equity (aggressive)Equity tax rules

<65% equity (conservative)Debt tax rules

Arbitrage funds treated as equity. Check factsheet for equity allocation percentage.

New Tax Regime & ELSS

Nil tax up to (New Regime)₹12 Lakh (Rebate 87A)

New Regime is DefaultYes — FY 2026-27

ELSS — Sec 80C deductionUp to ₹1.5L (Old Regime only)

ELSS 80C only under Old Regime. New Regime gives nil tax up to ₹12L via Rebate u/s 87A.

TDS & SWP

TDS on equity MF gainsNil (self-assess)

TDS for NRI investorsApplicable (DTAA relief)

SWP = partial redemption; only gain is taxable. Harvest ₹1.25L LTCG yearly to save significant tax.