RS Ventures - Where Goals Become Wealth

About Rajendra Singh

Helping individuals, families & institutions build long-term wealth through disciplined investment strategies and goal-based financial planning.

Focused on creating diversified, inflation-beating portfolios aligned with each client's life goals — with a calm, long-term approach to navigating every market cycle.

Based in Jamshedpur • Serving clients across Jharkhand • Unbiased, research-backed advice.

Services & Solutions

Mutual Funds

SIP Investment

Lump Sum

Equity Funds

Debt Funds

Hybrid Funds

Insurance Planning

Tax Saving (ELSS)

Portfolio Review

Why Choose Us

Goal-Based Planning Portfolios around your milestones

Tax Harvesting LTCG strategies, more in your hands

Portfolio Rebalancing Regular reviews to stay on track

Risk-Aware Advice Matched to your risk profile

Retirement Planning SWP & income for life after work

Transparent Fees No hidden charges, clear disclosure

Wealth Creation Disciplined SIPs, long-term growth

Portfolio Monitoring Quarterly performance reports

Dedicated Support Prompt, personal response always

ELSS Tax Saving Up to Rs.1.5L deduction under 80C

Our Commitment

Client-First Approach

Research-Backed Advice

Risk-Aware Planning

Long-Term Discipline

AMFI Registered MFD • ARN-354262 • SEBI Regulated • Transparent & Unbiased

Investment Insights

Key Benchmark Returns

Nifty 50 (10yr CAGR)~13%

Sensex (10yr CAGR)~12.5%

Gold (10yr CAGR)~11%

FD (Avg Rate)6.5–7%

Debt MF (avg)6–8%

Inflation (CPI avg)~6%

Tax at a Glance (FY 2024-25)

LTCG Equity (>1yr)12.5% (above ₹1.25L)

STCG Equity (≤1yr)20%

LTCG Debt (>2yr)As per slab

ELSS 80C DeductionUp to ₹1.5L

Tax-Free LTCG Limit₹1.25L / year

Repo Rate (RBI)6.25%

Thumb Rules for Investors

Rule of 72: Divide 72 by return % to know when money doubles

100 minus age = ideal equity allocation % for most investors

6 months of expenses in liquid fund as emergency corpus

Step up SIP by 10% every year to beat inflation comfortably

Harvest LTCG of ₹1.25L every year — saves lakhs over 15+ years

Financial Calculators

SIP Calculator

Goal SIP

Compound Interest

Real Return

Retirement Income

Tax Harvest

CAGR

EMI Calculator

Common Questions

Risk Profile Quiz

Investment Checklist

Set your financial goalsRetirement, child education, home purchase

Complete KYC (PAN + Aadhaar)Mandatory for mutual fund investment

Choose your SIP date (1st, 5th, 10th or 15th)Auto-debit from your bank account

Select fund category based on risk profileEquity / Hybrid / Debt

Set up annual SIP step-up (10-15%)Increases SIP amount each year automatically

Link nominee and set up e-mandateEnsures smooth transaction processing

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Client Testimonials

"Very helpful in planning SIP investments. Clear guidance and excellent results from day one."

— Ravi K., Jamshedpur

"Explained mutual funds in a way I could truly understand. Highly recommended to every family."

— Seema P., Bokaro

"The retirement income calculator helped me plan my post-retirement life with full confidence."

— Arun M., Dhanbad

Get In Touch

E/584 A Block Sonari, Jamshedpur, Jharkhand 831011

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